✦ Luna Orbit — Finance & Accounting

Advisor I, Credit - Commercial

at Phillips 66

📍 Houston, TX, US, 77042 Unknown Posted April 15, 2026
Type Full-Time
Experience entry
Exp. Years 1or more years of experience providing credit support in the energy industry, specifically in the power and natural gas sector
Education High School Diploma or GED equivalent
Category Finance & Accounting

As an Advisor I, Credit - Commercial, you support sound commercial credit decisions by monitoring exposure, investigating aged debt, and recommending actions to maximize collections. You assess new counterparties and activity, prepare credit review insights, and partner cross-functionally to resolve credit and collection challenges.

  • Monitor credit exposure and apply established credit policies
  • Investigate aged debt and recommend actions to maximize collections
  • Assess new counterparties or activity and identify credit risk drivers
  • Prepare accurate credit review reports and insights
  • Partner across commercial, legal, accounting, and credit evaluation teams to support credit limits and collections

The role focuses on credit risk workflows and operational credit processes using internal systems, with preferred proficiency in SAP. You will analyze credit exposure and aged debt, evaluate counterparty risk drivers, and produce accurate reporting and documentation to support credit reviews and limit recommendations.

The ideal candidate is authorized to work and has at least 1 year of credit support experience in the energy industry, specifically in the power and natural gas sector. They monitor credit exposure, investigate aged debt, and partner across commercial and legal/accounting teams to support credit decisions, credit limits, and collections. They communicate clearly, apply established credit policies accurately, and can escalate policy exceptions when needed.

credit support in the energy industrypower and natural gas sector credit supportmonitoring credit exposure using internal systemsapply established credit policies1+ years of experience providing credit support in the energy industryspecifically in the power and natural gas sector
Bachelor's degree in FinanceAccountingor a related fieldfamiliarity with financial statements and financial analysisproficiency with SAPanalyze data and apply established financial policies with accuracycomfort working in a fastpaced environment and collaborating with crossfunctional teams
SAPinternal systemsenterprise systems
credit exposure monitoringcredit policiesaged debt investigationcollectionscounterparty credit risk assessmentcredit reviewscredit limit recommendationsguaranteesletters of creditSAPfinancial statementsfinancial analysisdelinquenciesdisputesbankruptcies
credit exposure monitoringinternal systemscredit policiesaged debt investigationcollectionscounterparty credit risk assessmentcredit risk drivers identificationcredit reviews supportfinancial reportingcredit limit recommendationsguaranteesletters of creditexposure data maintenancedocumentation qualitydelinquency resolutiondispute resolutionbankruptcy risk identificationfinancial statementsfinancial analysisSAPenterprise systems
problem solvingcollaborationgood judgmentindependent workcross-functional partnershipclear communication of findingsverbal communicationresolving inquiriesfast-paced adaptabilityworking with partners across the organizationescalation of policy exceptionstimely followthrough
Industry Energy
Job Function Support commercial credit risk decisions and collections for power and natural gas energy activity.
Role Subtype Credit Analyst
Visa Sponsorship No
Advisor ICredit - Commercialcredit supportcredit exposureaged debtcollectionscounterpartiescredit risk driverscredit reviewscredit limit recommendationsguaranteesletters of creditexposure datadelinquenciesdisputesbankruptciesescalate policy exceptionsSAPfinancial statementsfinancial analysispowernatural gascredit policies

Must be legally authorized to work in the job posting country, High School Diploma or GED equivalent required, 1+ years of experience providing credit support in the energy industry, specifically in the power and natural gas sector

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