✦ Luna Orbit — Finance & Accounting

Commercial Credit Senior Analyst - Engineering & Construction

at M&T Bank

📍 Baltimore, MD Hybrid 💰 $78K – $131K USD / year Posted March 13, 2026
Salary $78K – $131K USD / year
Type Full-Time
Experience senior
Exp. Years Not specified
Education Not specified
Category Finance & Accounting

This role involves supporting the underwriting and ongoing monitoring of a commercial credit portfolio within a bank, assessing creditworthiness, and managing credit risk.

  • Facilitate credit needs, Manage credit risk, Review financial info, Analyze credit, Partner with RMs

The role requires financial analysis, credit risk assessment, portfolio management, and use of credit and financial tools.

The ideal candidate is a senior credit analyst with extensive experience in commercial credit analysis, risk assessment, and portfolio management within banking. They possess strong analytical skills, attention to detail, and the ability to partner with relationship managers to support credit decisions.

Credit analysisFinancial statement reviewCredit risk managementPortfolio monitoring
Financial modelingRisk ratingCredit underwritingCredit risk surveillance
Internal credit information systemsIndustry research toolsCredit bureausAppraisal tools
Credit analysisFinancial statement reviewCredit risk managementPortfolio monitoringFinancial modelingRisk ratingCredit underwritingCredit risk surveillanceCredit approval
Credit analysisFinancial statement reviewCredit risk managementPortfolio monitoringFinancial modelingRisk ratingCredit underwritingCredit risk surveillanceCredit risk assessmentCredit approval
Analytical thinkingCommunicationPartnershipProblem-solvingAttention to detailTeamworkDecision making
Industry Banking
Job Function Commercial credit analysis and risk management
Credit analysisFinancial statement reviewCredit risk managementPortfolio monitoringFinancial modelingRisk ratingCredit underwritingCredit risk surveillanceCredit approvalCommercial CreditUnderwritingCreditworthinessCredit portfolioCredit analysis reportRisk assessment

Lack of experience in commercial credit analysis, No banking or financial services background, Inability to work in a hybrid environment in Baltimore, MD

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