✦ Luna Orbit — Finance & Accounting

Commercial Special Assets Credit Analyst

at Cooperative Business Services, LLC

📍 Remote, US Remote 💰 $37 – $43 USD / year Posted March 18, 2026
Salary $37 – $43 USD / year
Type Full-Time
Experience mid
Exp. Years 2+ years
Education Not specified
Category Finance & Accounting

This role involves analyzing commercial assets, performing financial and collateral assessments, and monitoring portfolio risk to ensure the health of the lending portfolio.

  • Perform financial statement spreading
  • Monitor credit portfolio
  • Analyze collateral and cash flow
  • Identify risks early
  • Support credit decision-making

The position requires deep financial analysis, cash flow and collateral evaluation, risk mitigation strategies, and proficiency with financial modeling tools.

The ideal candidate is a mid-level credit analyst with 2+ years of experience in financial statement analysis, collateral evaluation, and risk management within commercial lending. They should be proficient in financial modeling and monitoring portfolio health.

Financial Statement SpreadingCredit MonitoringCollateral AnalysisCash Flow AnalysisRisk Management
Portfolio AnalysisTroubleshootingFinancial Modeling
ExcelFinancial analysis software
Financial Statement SpreadingCredit MonitoringCollateral AnalysisCash Flow AnalysisRisk ManagementPortfolio AnalysisTroubleshootingFinancial ModelingCommercial Lending
Financial Statement SpreadingCredit MonitoringCollateral AnalysisCash Flow AnalysisRisk ManagementPortfolio AnalysisCommercial LendingTroubleshootingExcelFinancial Modeling
Analytical ThinkingProblem SolvingAttention to DetailCommunicationTeamwork
Industry Financial Services
Job Function Credit analysis and portfolio monitoring
Role Subtype Credit Analyst
Clearance Required None
Visa Sponsorship No
Commercial Special Assets Credit AnalystFinancial Statement SpreadingCredit MonitoringCollateral AnalysisCash Flow AnalysisRisk ManagementPortfolio AnalysisTroubleshootingFinancial ModelingCredit PortfolioSpecial AssetsCommercial LendingRisk MonitoringReal Estate CollateralFinancial Analysisfinancial statement spreadingcredit monitoringcollateral analysiscash flow analysisrisk managementportfolio analysistroubleshootingfinancial modelingcredit portfoliocommercial lending

No experience with financial statement spreading, Lack of knowledge in collateral analysis, Inability to perform cash flow analysis, No risk management experience

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