Position Details
About this role
Credit Analyst II supports Portfolio Managers with underwriting and ongoing credit monitoring for a portfolio. The role performs analytical risk and financial modeling work, drafts credit documentation, and prepares reporting for credit reviews, including scorecards, tickler analysis, PD modeling, and covenant compliance updates.
Key Responsibilities
- Partner with Portfolio Managers on credit underwriting and monitoring
- Prepare indicative credit information in Banking Systems with accuracy
- Develop risk-rating scorecard and tickler event analysis and determine actions
- Run Probability of Default (PD) model and other risk/projection models
- Monitor and report covenant compliance, including review of certificates and updates to covenants
Technical Overview
The role focuses on quantitative credit risk and financial analysis, including financial modeling, risk-rating scorecards, tickler event analysis, risk model execution, and Probability of Default (PD) modeling. It also involves tracking covenant compliance using bank systems and credit reporting tools such as Credit Service reporting and RADAR, and producing ALSR reports.
Ideal Candidate
The ideal candidate is a mid-level credit analyst experienced in underwriting and monitoring loan/credit exposures with strong financial modeling and financial/risk analysis skills. They can independently prepare credit documentation, maintain covenant compliance monitoring, and run Probability of Default (PD) and related risk/projection models, collaborating closely with Portfolio Managers.
Must-Have Skills
Tools & Platforms
Required Skills
Hard Skills
Soft Skills
Industry & Role
Keywords for Your Resume
Deal Breakers
Must be able to perform underwriting and credit monitoring end-to-end, Must have hands-on experience running Probability of Default (PD) model, Must have experience with covenant compliance monitoring and reporting
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