Position Details

Salary $189K – $334K USD / year

Type Full-Time

Experience executive

Exp. Years 10+ years

Education Not specified

Category Legal & Compliance

About this role

Director of Fair Lending leads the fair lending program within Upstart, owning risk assessment frameworks, regulatory compliance, and governance across products while partnering with Legal, Product, and Compliance.

Key Responsibilities

Own fair lending risk assessment framework; define and execute fair lending program; leverage data to identify emerging risk themes; lead cross-functional initiatives; communicate with senior leadership and governance committees

Technical Overview

Strong regulatory expertise and leadership with a focus on risk-based governance and data-driven compliance workflows; experience with regulatory exams and evidence management.

Ideal Candidate

An executive-level regulatory compliance leader with 10+ years in fair lending and consumer protection, deep ECOA/FHA/FCRA/UDAAP knowledge, and a track record of leading enterprise-wide compliance initiatives in fintech.

Must-Have Skills

10+ years of progressive experience in fair lending and consumer protection complianceDeep knowledge of ECOAFHAFCRAUDAAPprivacyHands-on experience designing second-line risk management programsLeading enterprise-wide fair lending initiativesEngaging with regulatorsauditorsor monitors

Nice-to-Have Skills

Familiarity with predictive modeling techniquesPartnering with technical teams to operationalize complianceExceptional communication and presentation skillsExperience implementing regulatory exam management tools

Tools & Platforms

Regulatory exam management toolsevidence repositoriesdata-driven compliance workflows

Required Skills

fair lendingconsumer protection complianceECOAFHAFCRAUDAAPprivacyregulatory exam management toolsevidence repositoriesdata-driven compliance workflowsrisk managementgovernancethird-party oversight

Hard Skills

fair lendingconsumer protection complianceECOAFHAFCRAUDAAPprivacyregulatory exam management toolsevidence repositoriesdata-driven compliance workflowsrisk managementgovernancethird-party oversight

Soft Skills

communicationpresentationleadershipstrategic thinkinganalyticalproblem solving

Certifications

Preferred

JDCRCM

Industry & Role

Industry Fintech

Job Function Set strategic direction for the Fair Lending program, ensuring governance, consistency, and execution across initiatives

Role Subtype Regulatory Affairs Specialist

Keywords for Your Resume

director of fair lendingfair lendingconsumer protection complianceECOAFHAFCRAUDAAPprivacyregulatory exam management toolsevidence repositoriesdata-driven compliance workflowsrisk managementgovernancethird-party oversightregulatory scrutinyJDCRCMecoafhafcraudaapregulatory exam managementcompliance programs

Deal Breakers

Less than 10 years of fair lending experience, No experience with ECOA/FHA/FCRA/UDAAP, Inability to work remotely

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