✦ Luna Orbit — Product Management

Director, Product - Prefunding

at Kapitus

📍 Remote, US Remote 💰 $157K – $252K USD / year Posted April 03, 2026
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Position Details

Salary $157K – $252K USD / year
Type Full-Time
Experience mid
Exp. Years 8-12+ years
Education Not specified
Category Product Management

About this role

Director of Product Management for Prefunding leading the Decisioning & Closing Value Stream, including intake, underwriting, decisioning, closing, and risk enablement with a hands-on platform and systems thinking approach.

Key Responsibilities

  • Lead Value Stream Strategy
  • Drive impact and performance
  • Cross-functional execution
  • Leverage data
  • Lead and develop product team

Technical Overview

Focus on product strategy and measurable outcomes in fintech, with emphasis on lending economics, platform scalability, and cross-functional execution across Engineering, Risk, Operations, Sales and Leadership.

Ideal Candidate

The ideal candidate is an experienced Product Director with 8-12+ years in product management, strong fintech domain knowledge (lending/underwriting), and a proven ability to lead cross-functional teams to deliver measurable financial outcomes.

Must-Have Skills

8-12+ years in Product Management3+ years leading product teamsExperience owning end-to-end product strategy in fintech/lending/creditAbility to translate product strategy into measurable financial outcomesUnderstanding of lending economics and portfolio performanceExperience with complexintegrated systemsAbility to influence platform evolution with EngineeringKPIs-driven decision making

Nice-to-Have Skills

Experience with fintech risk managementExperience with pricing/risk-based pricingData-driven storytellingExperience leading product teams in regulated environments

Tools & Platforms

JiraAnalytics toolsSQL

Required Skills

Product strategyroadmapsplatform thinkingsystems thinkingcross-functional leadershipdiscoverydeliverydata analyticsunderwritingrisk management

Hard Skills

Product strategyRoadmap planningPlatform thinkingSystems thinkingCross-functional leadershipDiscoveryDeliveryData analyticsUnderwritingRisk management

Soft Skills

leadershipcommunicationprioritizationstructured decision-makingaccountability

Industry & Role

Industry Fintech
Job Function Lead product strategy and execution for prefunding capabilities across underwriting, decisioning, and risk enablement in a fintech platform
Role Subtype Product Director
Tech Domains Product Management, Data analytics, SQL, Jira, Platform Architecture

Keywords for Your Resume

Director of Productprefundingfintechlendingunderwritingrisk enablementproduct managementroadmapdiscoverydeliveryKPIsplatform thinkingsystems thinkingcross-functional leadershipdata analyticsfinancial outcomesKPI

Deal Breakers

8-12+ years in Product Management, Experience in fintech/lending/underwriting, Ability to own end-to-end product strategy

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