✦ Luna Orbit — Operations & Logistics

Field Claims Representative - Cook, Kankakee, and Will Counties

at Auto-Owners Insurance

📍 Schaumburg, IL Hybrid 💰 $62K – $95K USD / year Posted April 17, 2026
Salary $62K – $95K USD / year
Type Not Specified
Experience mid
Exp. Years minimum of 3 years handling multi-line property and casualty claims with an emphasis on property claims
Education Bachelor's degree or equivalent experience
Category Operations & Logistics

Auto-Owners is seeking a Field (property) Claims professional to investigate claims, determine policy coverage, evaluate losses, and analyze legal liability. The role manages multi-line property and casualty claims in an assigned territory and supports claim resolution, including potential formal dispute proceedings.

  • Investigate and assemble facts and determine policy coverage
  • Evaluate the amount of loss and analyze legal liability
  • Handle multi-line property and casualty claims with emphasis on property claims
  • Work toward claim resolution and attend arbitrations, mediations, depositions, or trials as necessary
  • Ensure claims payments are issued in a timely and accurate manner

This role is claim-adjustment focused and involves coverage review of insurance policies, endorsements, and forms, plus investigations via phone, mail, and on-site. Xactimate software knowledge is preferred.

The ideal candidate has 3+ years handling multi-line property and casualty claims with a strong emphasis on property claims. They can investigate and assemble facts, determine policy coverage, evaluate the amount of loss, analyze legal liability, and communicate clearly while managing complex claim issues in an assigned territory.

Investigate and assemble factsDetermine policy coverageEvaluate the amount of lossAnalyze legal liabilityHandles multi-line property and casualty claimsWorks toward the resolution of claimsEnsures that claims payments are issued in a timely and accurate mannerHandle investigations by phonemail and on-site investigationsA minimum of 3 years handling multi-line property and casualty claims with an emphasis on property claimsPossess a valid driver's licenseAbove average communication skills (written and verbal)
Knowledge of Xactimate softwareField claims handling experience
Xactimate softwarePhoneMail
Investigate and assemble factsdetermine policy coverageevaluate the amount of lossanalyze legal liabilityHandle multi-line property and casualty claimsproperty claimsstudy insurance policiesendorsements and formswork toward the resolution of claimsattend arbitrationsmediationsdepositionsor trialsensure claims payments are issued in a timely and accurate mannerhandle investigations by phonemail and on-site investigationscommunication skillsresolve complex issuesorganize and interpret datavalid driver's licenseXactimate software
Investigate and assemble factsDetermine policy coverageEvaluate the amount of lossAnalyze legal liabilityHandle multi-line property and casualty claimsHandle property claims in an assigned territoryStudy insurance policiesendorsements and formsClaims resolutionAttend arbitrationsmediationsdepositionsor trialsEnsure claims payments are issued in a timely and accurate mannerClaims investigations by phoneClaims investigations by mailOn-site investigationsCommunication (written and verbal)Resolve complex issuesOrganize and interpret dataValid driver's licenseXactimate software
Above average communication skills (written and verbal)Ability to resolve complex issuesAbility to handle multiple assignments
Industry Insurance
Job Function Investigate and adjust property and casualty claims to determine coverage and resolve losses.
Role Subtype Operations Specialist
Field Claims RepresentativeField (property) Claimsproperty claimsmulti-line property and casualty claimsproperty and casualty claimsinvestigate and assemble factsdetermine policy coverageevaluate the amount of lossanalyze legal liabilityinsurance policiesendorsementsformsclaims resolutionarbitrationsmediationsdepositionstrialsclaims paymentstimely and accuratephonemailon-site investigationscommunication skillsresolve complex issuesorganize and interpret datavalid driver's licenseXactimateXactimate software

Must possess a valid driver's license, 3+ years handling multi-line property and casualty claims with an emphasis on property claims

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