Position Details

Type Full-Time

Experience mid

Exp. Years 2+ years

Education Bachelor's degree in Business (e.g. Business Administration, Finance, or Accounting)

Category Finance & Accounting

About this role

Credit Analyst II in Energy sector responsible for underwriting, analytical tasks, and credit monitoring with limited oversight to support Portfolio Managers.

Key Responsibilities

Partner with Portfolio Managers in credit and underwriting
Draft indicative credit information
Prepare risk-rating scorecards
Monitor covenants and ticklers
Support portfolio reviews

Technical Overview

Strong emphasis on credit analysis, underwriting, financial modeling, and covenant/risk monitoring using PD models and internal banking systems.

Ideal Candidate

The ideal candidate is a mid-level credit analyst with 2+ years of commercial banking experience, strong underwriting and financial modeling skills, and proficiency with internal banking applications to assess and monitor credit risk.

Must-Have Skills

Bachelor's degree in Business (e.g. Business AdministrationFinanceor Accounting)2+ years of Commercial Banking experience that includes credit analysisSound Financial and risk analysis understandingincluding the ability to develop financial modelsProficiency in internal banking applicationsStrong verbal and written communication skillsProficient in all Microsoft Office software

Nice-to-Have Skills

Experience with credit risk modelingKnowledge of local or regional marketPortfolio Reviews

Required Skills

Credit analysisUnderwritingFinancial modelingRisk analysisProbability of Default modelPD modelCovenantsCovenant complianceSpreadsALSR reportsRADARCAMMicrosoft Office

Hard Skills

Credit analysisUnderwritingFinancial modelingRisk analysisPD modelProbability of Default modelCovenantsTicklerCovenant complianceSpreadsALSR reportsRADARCAMMicrosoft Office

Soft Skills

Strong verbal and written communication skillsProblem solvingAnalytical thinkingMultitasking

Industry & Role

Industry Banking

Job Function Underwrite and monitor credit risk for energy sector portfolios.

Role Subtype credit analysis

Keywords for Your Resume

credit analyst iienergycommercial bankingcredit analysisunderwritingfinancial modelingprobability of default modelpd modelcovenantsticklerportfolio reviewsrisk analysisbanking applicationsmicrosoft officeexcelinternal banking applicationsradaralsrcam2+ yearsbachelor's degreefinancemicrosoft excel

Deal Breakers

No Bachelor's degree in Business/Finance/Accounting, Less than 2 years of Commercial Banking experience, Lack of proficiency in Microsoft Office or internal banking applications

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