✦ Luna Orbit — Legal & Compliance

Lead Commercial Counsel, Lending Partnerships

at Upstart

📍 Remote, US Remote 💰 $208K – $287K USD / year Posted April 02, 2026
Salary $208K – $287K USD / year
Type Not Specified
Experience lead
Exp. Years 7+ years
Education J.D. degree with state bar membership (NY or CA preferred)
Category Legal & Compliance

Lead Commercial Counsel for Upstart's Lending Partnerships, handling complex B2B SaaS deals and regulated licensing matters, partnering with sales leadership to enable growth while mitigating risk.

  • Draft and negotiate commercial agreements
  • Review and negotiate B2B SaaS terms
  • Manage loan sale and servicing agreements
  • Align with sales leadership on expectations
  • Develop templates for scalable transactions

Commercial transactions, SaaS licensing, loan/reseller agreements, fintech regulatory considerations, enterprise contracts, cross-functional negotiations; legal risk governance

The ideal candidate is a senior transactional lawyer with 7+ years in tech/fintech, strong track record drafting and negotiating high-value B2B SaaS contracts, and experience licensing into regulated environments. They excel at cross-functional negotiation with sales and risk teams.

J.D. degree with a state bar membership (NY or CA preferred)7+ years of experience at a law firm in a transactional practice area (ideally technology transactionscapital marketsor similar) or some combination of in-house/law firm experience with a focus on transactional/commercial mattersDemonstrated ability to act as legal point during intense/complex negotiations and to work effectively with sales leadership to manage expectations and goalsExperience reviewingdrafting and negotiating complex B2B SaaS agreementspreferably in a regulated environment or while licensing into a regulated environmentNot just an issue-spotter but an issue-solverwith a 'can-do' mindseta habit of moving quicklyand ownership to drive matters from start to finish
10+ years of experienceideally with prior in-house roles on high-impact legal teams at a fintechfinancial servicesor technology companyExperience leading and closing complex commercial negotiationsMentoring and building scalable processes as we growStrong communication skills translating complex legal concepts for non-lawyers
Contract draftingnegotiationB2B SaaS agreementsfintech regulatory environmentsoftware licensesSOWspurchase agreementsloan sale agreementsservicing agreementsenterprise contractsrisk assessmentvendor management
contract draftingnegotiationB2B SaaS agreementsfintech regulatory environmentsoftware licensesSOWspurchase agreementsloan sale agreementsservicing agreementsenterprise contractsrisk assessmentvendor management
ownershipstrong judgmentcommunicationproblem solvingcross-functional collaboration
Industry Fintech
Job Function Lead the commercial legal function for Upstart's Lending Partnerships, enabling growth through high-value contracts and risk-aware negotiation
Role Subtype Legal & Compliance
Lead Commercial CounselLending PartnershipsUpstartJ.D.bar membership7+ yearstransactional practiceB2B SaaScomplex commercial negotiationsfintechregulated environmentsoftware licensesloan sale agreementsservicing agreementsenterprise contractsrisknegotiationssales leadershipSOWspurchase agreementsloan salecompliancelead commercial counsellending partnershipsb2b saasregulatory environmentcontract draftingnegotiation

No bar admission (NY/CA preferred), Lack of B2B SaaS transactional experience, Inability to work with sales leadership on expectations

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