✦ Luna Orbit — AI & Machine Learning

Manager, Data Scientist - Credit Review

at Discover Financial Services

📍 5 Locations Onsite 💰 $179K – $204K USD / year Posted March 31, 2026
Salary $179K – $204K USD / year
Type Full-Time
Experience lead
Exp. Years 1+ years
Education Bachelor's Degree
Category AI & Machine Learning

Manager-level data scientist role focused on credit review, leveraging open-source tools and cloud platforms to build models, translate insights into business impact, and partner with cross-functional teams.

  • Leverage technologies to build models; translate complexity to business goals; partner with cross-functional team; deliver data-driven products; backtest and validate models

Strong emphasis on Python, open-source ML libraries, Spark, H2O, and relational databases; cloud experience (AWS) and ML model development across large data sets.

An ideal candidate is a technically proficient data scientist manager with 4+ years of data analytics experience or a strong ML background, fluent in Python and open-source ML tools, and comfortable translating complex analytics into business outcomes for risk and credit modeling.

Bachelor's Degree in a quantitative field plus 6 years data analytics OR Master's Degree in a quantitative field or MBA with quantitative concentration plus 4 years data analytics OR PhD plus 1 year data analyticsAt least 1 year experience leveraging open source programming languagesAt least 1 year experience working with machine learningAt least 1 year experience utilizing relational databases
PhD in STEM + 3 years data analytics4+ years Python/Scala/R for large-scale data analysis4+ years with machine learning4+ years with predictive modelingExperience sponsoringPhD in STEM
PythonCondaAmazon Web ServicesAWSSparkH2Oscikit-learnPyTorchTensorFlowSQLRelational databases
data analyticspythonawsamazon web servicessparkh2osqlrelational databasesmachine learningmlopen sourcetime seriesclassificationclustering
PythonCondaAmazon Web ServicesAWSH2OSparkSQLRelational databasesOpen-source programming languagesmachine learningtime seriesclassificationclusteringsentiment analysisROC curvescikit-learnPyTorchTensorFlow
Technical communicationInterpersonal skillsTeam collaborationProblem solvingAdaptability

Preferred

AWS Solutions Architect - AssociateAWS Solutions Architect - ProfessionalAWS Certified Security SpecialtyAWS Developer - AssociateAWS DevOps Engineer ProfessionalISC2 Certified Cloud Security Professional (CCSP)CISSPCISMCRISCCISA
Industry Banking
Job Function Lead data science initiatives for credit review and risk analytics
Role Subtype Data Scientist Manager
Tech Domains Python, Amazon Web Services, Spark, H2O, scikit-learn, PyTorch, TensorFlow, SQL / PostgreSQL, Relational Databases
Visa Sponsorship Yes
ManagerData Scientist - Credit ReviewData ScientistCredit ReviewPythonCondaAWSAmazon Web ServicesH2OSparkscikit-learnPyTorchTensorFlowSQLRelational databasesmachine learningtime seriesclassificationclusteringsentiment analysisROC curveApache SparkMachine Learning

Lack of experience with ML or open-source tools, No experience with relational databases, No cloud experience (AWS/Azure/GC)

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