✦ Luna Orbit — Data & Analytics

Principal Associate, Data Scientist - Cash Flow Underwriting

at Capital One Financial

📍 3 Locations Unknown 💰 $147K – $167K USD / year Posted March 14, 2026
Salary $147K – $167K USD / year
Type Full-Time
Experience mid
Exp. Years 3+ years
Education Not specified
Category Data & Analytics

This role involves leveraging advanced machine learning techniques to analyze banking data, develop risk and usage models, and uncover insights that improve credit decisioning and customer understanding.

  • Partner with cross-functional teams to develop models
  • Use Python, Spark, AWS for data analysis
  • Engineer features from raw banking data
  • Build and validate machine learning models
  • Translate complex data insights into business strategies

The technical environment includes Python, Spark, AWS, H2O, and statistical modeling tools, focusing on data analysis, machine learning, and deep learning within a cloud-based infrastructure.

The ideal candidate is a mid-level data scientist with strong experience in machine learning, statistical modeling, and data analysis, particularly within financial or banking contexts. They should be proficient in Python, Spark, and AWS, with a passion for leveraging data to improve credit risk models and customer insights.

PythonMachine LearningStatistical ModelingData Science solutionsAWSSpark
H2ODeep LearningTime SeriesText AnalyticsClusteringClassification
AWSAmazon Web ServicesH2OSparkConda
PythonCondaAWSAmazon Web ServicesH2OSparkMachine LearningStatistical ModelingData ScienceData EngineeringText AnalyticsRisk ModelingCustomer Behavior AnalysisTime SeriesDeep LearningClusteringClassificationSentiment Analysis
PythonCondaAWSAmazon Web ServicesH2OSparkMachine LearningStatistical ModelingData ScienceData EngineeringText AnalyticsRisk ModelingCustomer Behavior AnalysisTime SeriesDeep LearningClusteringClassificationSentiment Analysis
Analytical thinkingCollaborationCommunicationProblem-solvingCreativityInterpersonal skillsBusiness acumen
Industry Banking
Job Function Data science and machine learning model development for credit risk and customer analytics
Role Subtype Data Scientist
Tech Domains Amazon Web Services, Python, Spark, H2O
Data ScientistMachine LearningStatistical ModelingAWSAmazon Web ServicesPythonSparkH2OData ScienceRisk ModelingCustomer Behavior AnalysisTime SeriesDeep LearningClusteringClassificationSentiment AnalysisCustomer Behavior

Lack of experience with Python or machine learning, No experience with AWS or Spark, No background in data science or statistical modeling

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