✦ Luna Orbit — Data & Analytics

Principal Associate, Data Scientist - Cash Flow Underwriting

at Discover Financial Services

📍 3 Locations Unknown 💰 $147K – $167K USD / year Posted March 14, 2026
Salary $147K – $167K USD / year
Type Full-Time
Experience mid
Exp. Years Not specified
Education Not specified
Category Data & Analytics

This role involves leveraging advanced machine learning techniques to analyze banking data, forecast creditworthiness, and support risk assessment models.

  • Partner with cross-functional teams
  • Build machine learning models
  • Transform raw banking data
  • Develop high-value features
  • Forecast creditworthiness

The position requires expertise in Python, cloud computing (AWS), machine learning frameworks (H2O, Spark), and data modeling for financial data analysis.

The ideal candidate is a mid-level data scientist with strong skills in machine learning, Python, and cloud platforms like AWS. Experience with data modeling, statistical analysis, and big data tools is essential.

PythonMachine LearningData ModelingStatistical Analysis
SparkAWSH2ORelational DatabasesData Engineering
PythonCondaAWSH2OSpark
PythonMachine LearningAWSSparkData ModelingStatistical AnalysisH2ORelational DatabasesData Engineering
PythonCondaAWSH2OSparkMachine LearningData ModelingStatistical AnalysisRelational DatabasesData Engineering
Analytical ThinkingCollaborationCommunicationProblem-solvingCreativity
Industry Financial Services / Fintech
Job Function Data science and machine learning modeling for financial risk analysis
Role Subtype Data Scientist
Tech Domains Python, Amazon Web Services, H2O, Spark, Relational Databases
Data ScientistMachine LearningPythonAWSH2OSparkData ModelingStatistical AnalysisRelational DatabasesData EngineeringBig DataData AnalysisFinancial DataRisk ModelingCustomer Data

Lack of experience with machine learning, No proficiency in Python, Unfamiliar with cloud platforms like AWS

Apply for this Position →

Get matched to jobs like this

Luna finds roles that fit your skills and career goals — no endless scrolling required.

Create a Free Profile