Position Details

Salary $147K – $167K USD / year

Type Not Specified

Experience senior

Exp. Years 3-5 years

Education Bachelor's Degree in a quantitative field; advanced degrees permitted

Category AI & Machine Learning

About this role

Principal Data Scientist - AI in Credit leads development of predictive models and AI frameworks to forecast credit outcomes in Capital One's card portfolio.

Key Responsibilities

Develop credit forecasting models
Apply explainability techniques
Build AI-model-based decisioning frameworks
Collaborate with cross-functional teams
Stay current on AI/ML state-of-the-art

Technical Overview

Strong foundation in Python/Scala/R, ML methods, explainability, distributed computing; experience applying AI in regulated financial services; multi-location coordination.

Ideal Candidate

The ideal candidate is a senior data scientist with strong background in AI/ML for credit, experienced in explainability and distributed computing, and capable of leading cross-functional ML projects in a regulated financial environment.

Must-Have Skills

Bachelor's Degree in a quantitative field (StatisticsEconomicsOperations ResearchAnalyticsMathematicsComputer Scienceor related)5 years data analytics experience (for Bachelor's path)3 years data analytics experience (for Master's or MBA with quantitative concentration)PhD in quantitative field (optional)

Nice-to-Have Skills

experience with explainabilitydistributed computing experience3+ years Python/Scala/R3+ years machine learning

Required Skills

Bachelor's Degree; 5 years data analytics (Bachelor's path); 3 years (Master's or MBA with quantitative concentration); PhD; Python; Scala; R; Machine Learning; Explainability; Distributed Computing; AI in credit

Hard Skills

PythonScalaRMachine LearningDistributed ComputingExplainabilityAIData Science

Soft Skills

creativityproblem-solvingcommunicationcollaborationcuriosity

Industry & Role

Industry Banking

Job Function Lead AI/ML initiatives for credit decisioning across Capital One

Role Subtype Principal Data Scientist

Tech Domains Python, Scala, R, Machine Learning

Clearance & Visa

Visa Sponsorship Yes

Keywords for Your Resume

principal data scientistdata scientistai in creditcapital oneexplainabilitydistributed computingpythonscalarmachine learningdata scienceaicredit

Deal Breakers

PhD required? (not mandatory; open to all with qualifications)

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