✦ Luna Orbit — Software Engineering

Principal Software Engineer, Personal Loans

at Upstart

📍 Remote, US Remote 💰 $195K – $270K USD / year Posted March 21, 2026
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Position Details

Salary $195K – $270K USD / year
Type Full-Time
Experience mid
Exp. Years Not specified
Education Not specified
Category Software Engineering

About this role

This role involves designing and leading the development of AI-driven, scalable loan application systems in a cloud environment, focusing on reliability and performance.

Key Responsibilities

  • Define technical architecture
  • Lead cross-team initiatives
  • Optimize system latency
  • Drive API and microservice development
  • Ensure system reliability

Technical Overview

The technical scope includes cloud architecture on AWS, Azure, or GCP, API development, AI prediction models, and system scalability and reliability engineering.

Ideal Candidate

The ideal candidate is a mid-level software engineer with experience in cloud architecture, API development, and AI prediction systems. They should have a strong background in designing scalable, reliable systems using cloud platforms like AWS, Azure, or Google Cloud.

Must-Have Skills

system architectureAPIscloud platformsAI predictionsscalable servicessystem design

Nice-to-Have Skills

AIArtificial Intelligencelatency optimizationreliability engineering

Tools & Platforms

AzureAWSGoogle Cloud PlatformAPIs

Required Skills

APIsystem architecturecloud platformsAI predictionsscalable servicessystem designmicroserviceslatencyreliabilitycloud architecture

Hard Skills

AIArtificial IntelligenceAPIApplication Programming Interfacearchitecturescalable serviceslatencyreliabilityend-to-end systemsmicroservicesAPIssystem architecturesystem designcloud platformsAI predictions

Soft Skills

leadershipcross-team collaborationproblem-solvingcommunicationstrategic thinkingadaptability

Industry & Role

Industry Fintech
Job Function Design and implement scalable AI-powered loan application systems in the cloud
Role Subtype Software Engineer
Tech Domains Azure, Amazon Web Services, Google Cloud Platform

Keywords for Your Resume

software engineerAPIsystem architecturecloud platformsAI predictionsmicroservicessystem designscalable serviceslatencyreliabilitycloud architectureAIartificial intelligenceAPIsAzureAWSGoogle Cloud Platform

Deal Breakers

No experience with cloud platforms, Lack of API or system architecture skills, No background in AI or machine learning, Unwillingness to work remotely

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