Position Details

Salary $118K – $156K USD / year

Type Full-Time

Experience mid

Exp. Years Not specified

Education Not specified

Category Consulting & Advisory

About this role

This role supports MassMutual’s Regulatory Product Filing Team by preparing, coordinating, and submitting complex insurance product filings to state regulatory agencies using SERFF. The consultant serves as a subject matter expert on regulatory practices, responds to regulator inquiries and objections, and maintains detailed records and reporting on filing timelines and outcomes.

Key Responsibilities

Develop, coordinate, and submit insurance product filings (rates, forms, rules) through SERFF
Maintain compliance by staying current on evolving state regulations, bulletins, and guidance
Serve as primary liaison with state departments of insurance, responding to inquiries and coordinating amendments
Maintain detailed records of filing activity including status updates, approvals, and objections
Support cross-functional collaboration across legal, actuarial, and product development teams for aligned submissions

Technical Overview

The technical scope is regulatory tooling and filing workflows, centered on SERFF (System for Electronic Rate and Form Filing). Responsibilities include drafting regulatory forms and communications, translating state requirements into business-ready submissions, and managing filing status, approval outcomes, and supporting records management activities.

Ideal Candidate

The ideal candidate is a mid-level regulatory product filing professional who has used SERFF (System for Electronic Rate and Form Filing) to prepare, complete, and document complex insurance regulatory filings. They understand state-specific regulatory requirements, can respond to regulator inquiries and objections, and coordinate amendments to drive timely approvals. They work well cross-functionally with actuarial, legal, product development, compliance, and print production teams, and can mentor junior team members when needed.

Must-Have Skills

preparecompleteand document complex regulatory filingsutilizing SERFF (System for Electronic Rate and Form Filing)draft complex regulatory forms and communicationsrespond to complex regulatory issuesserve as a subject matter expert on industry and regulatory practices and requirementsdevelopcoordinateand submit insurance product filings (ratesformsrules) to state regulatory agencies

Nice-to-Have Skills

mentor junior team members

Tools & Platforms

SERFF (System for Electronic Rate and Form Filing)

Required Skills

regulatory product filingSERFF (System for Electronic Rate and Form Filing)insurance product filingsregulatory compliancestate-specific requirementsregulator engagementprospectus reviewpolicy print reviewrecords managementcontract specimens

Hard Skills

regulatory product filinginsurance product filingsratesformsrulesstate regulatory agency submissionsSERFF (System for Electronic Rate and Form Filing)drafting regulatory formsregulatory compliancestate-specific requirementsbulletins and guidance monitoringregulator engagementresponding to regulator inquiriesaddressing objectionscoordinating amendmentsregulatory subject matter expertiserecords managementprospectus reviewpolicy print reviewprovision of contract specimensfiling activity documentationstatus updatesapproval trackingtimeline reportingrisk management reportingcross-functional collaboration with actuarialcross-functional collaboration with legalcross-functional collaboration with product developmentinfo management

Soft Skills

work independentlycommunicationbuild consensus on wordingsubject matter expertise presentationprofessionalismrelationship building with regulatorsmentoring junior team membersstakeholder managementagilityaccountability

Industry & Role

Industry Insurance

Job Function Prepare and manage insurance regulatory product filings for timely, compliant approvals using SERFF.

Role Subtype regulatory filings consultant

Keywords for Your Resume

Regulatory Product Filing ConsultantRegulatory Product Filing TeamSERFFSystem for Electronic Rate and Form Filinginsurance product filingsratesformsrulesstate regulatory agenciesstate-specific requirementsregulatory compliancebulletinsguidanceregulator engagementprimary liaisondepartments of insurancerespond to inquiriesaddress objectionscoordinating amendmentsfiling activity recordsstatus updatesapprovalsobjectionsfiling timelinesoutcomesprospectus reviewpolicy print reviewrecords managementcontract specimensinformation managementmentor junior team members

Deal Breakers

Must have experience utilizing SERFF (System for Electronic Rate and Form Filing) for regulatory filings, Must be able to prepare, complete, and document complex regulatory filings (rates, forms, rules) for state submissions

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