✦ Luna Orbit — Healthcare & Medical

Risk & Underwriting Advisor, Retail Network - Express Scripts - Hybrid

at Cigna Group

📍 St. Louis, MO Hybrid Posted March 13, 2026
Type Full-Time
Experience mid
Exp. Years 2+ years
Education Bachelor's degree in Risk Management, Economics, Statistics, Mathematics, or Finance preferred
Category Healthcare & Medical

This role involves developing and implementing retail network pricing strategies, supporting underwriting analyses, and collaborating with stakeholders to optimize healthcare network models.

  • Develop pricing strategies
  • Conduct financial modeling
  • Support underwriting analyses
  • Engage with stakeholders
  • Optimize retail network modeling

Focus on financial modeling, risk assessment, and data analysis within healthcare and insurance environments, utilizing Excel and stakeholder communication skills.

The ideal candidate is a mid-level healthcare finance professional with at least 2 years of underwriting and risk management experience, capable of developing pricing strategies and conducting financial analyses for healthcare networks.

Risk ManagementUnderwritingFinancial ModelingStakeholder Communication
Pharmacy Benefit ManagementManaged CareHealthcare Industry Experience
Excel
Risk ManagementUnderwritingPricing StrategiesFinancial ModelingStakeholder CommunicationMarket IntelligenceData AnalysisExcel
Risk ManagementUnderwritingPricing StrategiesFinancial ModelingStakeholder CommunicationMarket IntelligenceAd hoc AnalysisData AnalysisExcelFinancial Indicators
CommunicationCollaborationProblem-solvingLeadershipPerseverance
Industry Healthcare & Medical
Job Function Healthcare retail network pricing and underwriting support
Risk & Underwriting AdvisorRetail NetworkPricing StrategiesFinancial ModelingStakeholder EngagementAd hoc AnalysisData AnalysisMarket IntelligenceHealth PlanCommercialMedicare Part DMedicaidHealthcareFinancial ImpactCross-functional TeamsRisk ManagementUnderwritingStakeholder CommunicationHealthcare IndustryCross-functional Collaboration

Lack of healthcare or insurance industry experience, No experience with financial modeling or underwriting, Not familiar with risk management concepts

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