About this role
Support Business Banking Risk Analytics by building portfolio monitoring for scored loan and credit line performance and delivering insights into credit performance and exposure. Enable decisioning and underwriting changes through testing and post-implementation tracking, and provide recurring risk-committee reporting.
Key Responsibilities
- Build and maintain scored loan and line performance monitoring across vintages/products using leading indicators
- Quantify tradeoffs of policy/limit actions using cohort performance analysis and provide decision-ready summaries
- Support underwriting/decisioning platform changes with testable changes, coordinated testing/validation/sign-off, and post-implementation tracking
- Prepare recurring risk forum/committee reporting including trend commentary and 'what changed / why it matters' narratives
- Perform periodic model and methodology monitoring and prepare datasets for advanced analytics environments (Experian Ascend Sandbox ingestion prep where applicable)
Technical Overview
Develop scored loan and line performance monitoring across vintages and products using leading indicators such as delinquency days past due, % ever 30+, utilization, and overlimit counts. Use SQL to prepare acquisition and portfolio datasets for advanced analytics environments, including ingestion preparation for the Experian Ascend Sandbox solution when applicable, and perform model/methodology monitoring with quarterly reviews.
Ideal Candidate
The ideal candidate is a senior risk analytics analyst with strong quantitative skills building scored loan and line portfolio monitoring using leading indicators like delinquency days past due, ever 30+, utilization, and overlimit tracking. They are proficient in SQL and have experience supporting underwriting/decisioning changes through test/validation/sign-off and post-implementation performance tracking, including dataset preparation for environments such as Experian Ascend Sandbox.
Must-Have Skills
Build and maintain Scored Loan and Line performance monitoring across vintages/products using leading indicatorsProficiency with SQLSupport decisioning and underwriting platform changes by translating analytical findings into testable changesCoordinate standard testing/validation/sign-off and track outcomes after implementationPrepare and deliver recurring reporting for risk forums/committeesPerform periodic model and methodology monitoringPrepare acquisition and portfolio datasets for advanced analytics environments (including ingestion preparation for the Experian Ascend Sandbox solutionwhere applicable)
Nice-to-Have Skills
PythonRSASVBAExperience in business banking (or similar unsecured) portfolio analyticsExperience supporting implementation/testing of underwriting/decisioning changesExperience preparing datasets for sandbox/hosted analytics environments (e.g.Experian Ascend Sandbox solution)
Tools & Platforms
SQLExperian Ascend Sandbox
Required Skills
portfolio monitoringscored loan and line performancevintages monitoringleading indicatorsdelinquency days past dueever 30+utilizationoverlimit trackingcohort performance analysisrisk forum reportingmodel performance monitoringmethodology monitoringquarterly model performance reviewsSQLExperian Ascend Sandbox ingestion preparationdecisioning and underwriting testingvalidationsign-offpost-implementation performance trackingdata collationtrend commentarywhat changed / why it mattersacquisition and portfolio datasets
Hard Skills
Portfolio monitoringScored Loan and Line performance monitoringVintages monitoringProduct monitoringLeading indicatorsDelinquency days past dueEver 30+ trackingUtilization metricsOverlimit countsCohort performance analysisTradeoff quantificationDecision-ready summariesRisk forum/committee reportingTrend commentaryModel performance monitoringMethodology monitoringQuarterly model performance reviewsData collationDataset preparation for advanced analytics environmentsSQLAdvanced analytics dataset ingestion preparationExperian Ascend Sandbox solution (ingestion preparation)Decisioning and underwriting testing and validationTesting scenarios coordinationPost-implementation performance trackingUnderwriting/decision rules change trackingUnderwriting platform changes translation into testable changes
Soft Skills
Clear documentationWritten and verbal communicationStakeholder communicationExplaining analytical resultsPreparing polished recurring reportingCoordination and collaboration for testing sign-off
Keywords for Your Resume
Scored Loan and Line Performance Sr AnalystBusiness Banking Risk Analyticsportfolio monitoringvintages/productsleading indicatorsdelinquency days past due% ever 30+utilizationoverlimitcohort performance analysistradeoffsrisk forumsrisk committeeswhat changed / why it mattersmodel performance monitoringmethodology monitoringquarterly model performance reviewsSQLPythonRSASVBAdecisioning and underwritingunderwriting platform changestestingvalidationsign-offpost-implementation monitoringExperian Ascend Sandboxingestion preparationacquisition and portfolio datasetsScored Loan and Line performance monitoringdecisioning and underwriting testing
Deal Breakers
Proficiency with SQL, Ability to build and maintain scored loan and line performance monitoring using leading indicators, Must support testing/validation/sign-off and post-implementation performance tracking for underwriting/decisioning changes
Get matched to jobs like this
Luna finds roles that fit your skills and career goals — no endless scrolling required.
Create a Free Profile