✦ Luna Orbit — Data & Analytics

Senior Manager Data Scientist (Portfolio Management and Loss Mitigation)

at SoFi

📍 (CA - San Francisco; NY - New York City; UT - Salt Lake City; FL, Jacksonville; TX - Frisco) Remote Posted March 25, 2026
Type Full-Time
Experience senior
Exp. Years 5+ years
Education Not specified
Category Data & Analytics

Lead the development and deployment of advanced risk models for portfolio management and loss mitigation at SoFi, leveraging emerging data sources and machine learning techniques to improve credit risk outcomes.

  • Develop risk models
  • Manage portfolio loss mitigation strategies
  • Incorporate alternative data sources
  • Ensure model compliance and governance
  • Lead data science team

Focus on machine learning, statistical modeling, NLP, graph mining, and deep learning within a regulated financial environment, utilizing Python, SQL, and model governance tools.

The ideal candidate is a senior data scientist with 5+ years experience in financial risk modeling, portfolio management, and loss mitigation. They possess strong leadership skills, expertise in machine learning, and experience working with alternative data sources in a regulated environment.

Machine LearningModel Risk ManagementPortfolio ManagementLoss MitigationStakeholder InteractionModel DeploymentData Strategy
Graph MiningNatural Language ProcessingDeep LearningEmerging Data SourcesModel Governance
PythonSQLModel Governance Tools
Machine LearningMLStatistical ModelingPortfolio ManagementLoss MitigationModel Risk ManagementMRMNLPGraph MiningLLMsDeep LearningData SourcesAlternative DataCash Flow DataMacro-Economic VariablesTri-bureau DataLexisNexis
Machine LearningMLStatistical ModelingPortfolio ManagementLoss MitigationModel Risk ManagementMRMNLPGraph MiningLLMsDeep LearningData SourcesAlternative DataCash Flow DataMacro-Economic VariablesTri-bureau DataLexisNexis
LeadershipStakeholder ManagementOrganizational SkillsCommunicationInfluenceProblem-solving
Industry Fintech
Job Function Develop and deploy credit risk models for portfolio management and loss mitigation
Role Subtype Data Scientist
Tech Domains Python, SQL
machine learningMLstatistical modelsportfolio managementloss mitigationmodel risk managementMRMnatural language processinggraph miningLLMsdeep learningalternative datacash flow datamacro-economic variablestri-bureau datalexisnexisstakeholder managementdata strategymodel deployment

Lack of experience in risk modeling, No experience with model risk management, No leadership or stakeholder management skills, No experience with financial data sources

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