Position Details

Type Full-Time

Experience senior

Exp. Years 4-6+ years

Education Not specified

Category Product Management

About this role

Senior Product Manager, Payments Processing leads routing logic, backend integration, and intelligence layer; partners with Engineering, Payments, Risk, Fraud, Data Science, and Compliance to deliver a scalable payments platform; focuses on improving payment success, cost, and resilience.

Key Responsibilities

End-to-end ownership of the Payment Routing Engine and Intelligence Layer
Platform integration layer capabilities (API orchestration, connector framework, abstraction layers)
Routing logic based on cost, performance, user attributes, payment type, geography, and risk signals
Real-time failover and fallback capabilities to drive guaranteed payment completion
Partner with Engineering to deliver a scalable, resilient, high availability payments platform

Technical Overview

Backend payment platforms, payment processors, routing engine, intelligence algorithms, API integrations, service-oriented architectures, platform engineering, data science collaboration, risk signals, compliance

Ideal Candidate

The ideal candidate is a senior product manager with 4-6+ years in payments/fintech, strong technical fluency, experience with routing and API-driven payments platforms, and the ability to work with engineering and data science teams.

Must-Have Skills

4-6+ years in Product Management with strong experience in paymentsfintechplatform infrastructureor API productsHands-on experience with payment processorsrouting logicor backend payment platformsFamiliarity with API-driven integrationsservice-oriented architecturesor platform engineeringExperience working with EngineeringData Scienceand Payments OperationsBackground in optimizing transactional systems or high-volume distributed systems

Nice-to-Have Skills

Experience in payments optimizationrisk managementfraud detectionExperience with regulatory/compliance in paymentsLeadership in cross-functional teams

Required Skills

Product Managementpayments processingfintechplatform infrastructureAPI productspayment processorsrouting logicbackend payment platformsAPI-driven integrationsservice-oriented architecturesplatform engineeringengineering collaborationdata sciencepayments operationshigh-volume distributed systemslatency optimizationcost optimizationreliabilityrisk and compliancefraud

Hard Skills

Product ManagementPayments ProcessingFintechPlatform infrastructureAPI productsPayment processorsRouting logicBackend payment platformsAPI-driven integrationsService-oriented architecturesPlatform engineeringEngineering collaborationData SciencePayments OperationsHigh-volume distributed systemsLatency optimizationCost optimizationReliabilityRisk and ComplianceFraud

Soft Skills

Technical fluencyanalytical thinkingcommunicationstakeholder managementproblem solvingcustomer obsession

Industry & Role

Industry Fintech

Job Function Product management and platform ownership for payments routing and processing

Role Subtype Senior Product Manager

Tech Domains Cloud & Infrastructure, Data & Analytics

Keywords for Your Resume

senior product managerpayments processingfintechpayment routingrouting enginebackend payment platformsapisapi integrationsservice-oriented architecturesplatform engineeringlatencycost optimizationreliabilityhigh-volume distributed systemsdata sciencepayments operationsrisk and compliancefraudPayments ProcessingAPI-driven integrationsrouting logicpayment processorslatency optimizationplatform infrastructure

Deal Breakers

Lack of payments/fintech background, Lack of API or integration experience, Lack of experience with high-volume distributed systems

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