✦ Luna Orbit — Finance & Accounting

Sr. Commercial Analyst, Commercial Healthcare

at KeyCorp

📍 4 Locations Hybrid 💰 $80K – $150K USD / year Posted April 14, 2026
Salary $80K – $150K USD / year
Type Full-Time
Experience senior
Exp. Years Not specified
Education Not specified
Category Finance & Accounting

Senior Commercial Analyst role focused on managing a portfolio of commercial healthcare accounts and serving as the primary day-to-day voice for customers. The role includes credit quality monitoring, quarterly/annual reviews and renewals, covenant compliance, compliance deliverables, and Watch List/AQR reporting to support profitability and retention.

  • Manage and monitor a commercial portfolio as primary voice for client
  • Conduct quarterly/annual reviews and renewals with Credit Campus
  • Assess risk rating and covenant compliance
  • Compile financial statements and required loan documentation
  • Prepare and present Watch List/AQR Reports; advocate internally to meet borrower needs and Bank requirements

This is a finance/credit analytics role involving financial statement analysis, risk identification, covenant compliance review, and generation of Watch List/AQR Reports. It relies on credit and documentation workflows tied to loan agreements and closings rather than a specific software stack.

The ideal candidate is a senior commercial banking analyst who can manage a portfolio of complex commercial healthcare accounts while serving as the internal and external point of contact. They have strong experience with financial statement analysis, risk identification, covenant compliance, and producing Watch List/AQR Reports, along with a track record of partnering across teams to complete reviews, renewals, and documentation for closings.

Proactive financial statement analysis and risk managementWork to establish strong relationships with assigned customersComplete all required compliance items for assigned borrowersPrepares and presents all Watch List/AQR Reports for assigned book
commercial bankingportfolio managementfinancial statement analysisrisk ratingcovenant compliancewatch list/AQR reportingloan renewalscompliance managementdocumentation coordinationclient relationship managementtrend analysis
Commercial banking account managementPortfolio managementQuarterly reviewsAnnual reviewsLoan renewalsRisk rating determinationCovenant complianceFinancial statement analysisTrend analysisWatch List/AQR ReportsCredit quality evaluationCollection of financial statementsDocument accuracy coordinationCompliance items for assigned borrowersWatch list reportingRisk identification
Client relationship managementInternal and external voice for the clientCross-functional collaboration with Credit CampusCross-functional collaboration with Documentation SpecialistInternal advocacyTeamworkLeadership and development of less experienced Commercial AnalystsResponsivenessCustomer satisfaction focusCommunicationStakeholder management
Industry Banking
Job Function Analyze and manage commercial healthcare credit relationships while monitoring risk, compliance, and portfolio performance
Role Subtype Financial Analyst
Sr. Commercial AnalystCommercial AnalystCommercial BankingCommercial Healthcareaccount managementPortfolio retentionprofitabilitycredit quality evaluationfinancial statement analysistrend analysisrisk identificationrisk ratingcovenant complianceloan agreementquarterly reviewsannual reviewsrenewalsWatch List/AQR ReportsAQRcompliance itemsfinancial statementsdocumentation specialistWatch Listportfolio retention

Must be able to prepare and present Watch List/AQR Reports for an assigned book, Must complete all required compliance items for assigned borrowers

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