✦ Luna Orbit — Data & Analytics

Staff Data Scientist, Analytics

at Upstart

📍 Remote, US Remote 💰 $200K – $276K USD / year Posted March 31, 2026
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Position Details

Salary $200K – $276K USD / year
Type Full-Time
Experience senior
Exp. Years 6+ years
Education Master’s degree in Statistics, Mathematics, Economics, Finance, Operations Research, Physics, or related field
Category Data & Analytics

About this role

Senior data scientist responsible for monitoring and performance analytics of underwriting models and credit portfolio. Own automated reporting and alerting for model performance at scale and translate analytics into business actions.

Key Responsibilities

  • Lead end-to-end monitoring of underwriting model performance and outcomes
  • Detect shifts in approval rates and loss performance
  • Apply statistical techniques to assess A/B tests and model launches
  • Develop and maintain automated reporting, monitoring frameworks, and workflows
  • Communicate findings to senior leadership

Technical Overview

Production ML systems, underwriting models, portfolio analytics, A/B testing, causal analysis; using Python (Pandas/Numpy) and SQL for data processing and reporting.

Ideal Candidate

The ideal candidate is a senior data scientist with 6+ years in analytics or data science, strong production ML experience, and a background in consumer finance or lending analytics. They are proficient in Python and SQL and can translate model metrics into clear business actions for leadership.

Must-Have Skills

Master’s degree in StatisticsMathematicsEconomicsFinanceOperations ResearchPhysicsor related field6+ years of experience in analyticsdata scienceor a related quantitative fieldProficiency in Python (Pandas/Numpy) and SQLStrong analytical and first-principles thinkingStrong communicationpresentationand collaboration skills

Nice-to-Have Skills

PhD in a quantitative field (e.g.StatisticsMathematicsEconomicsFinanceOperations ResearchPhysicsor related)Experience in consumer financecredit riskor lending analyticsExperience working with production machine learning systems or underwriting models

Tools & Platforms

PythonPandasNumPySQL

Required Skills

data scienceanalyticsmachine learningunderwriting modelscredit analyticsportfolio monitoringmodel performanceA/B testingstatistical techniquescausal reasoningproduction machine learning systemsPythonPandasNumPySQL

Hard Skills

PythonPandasNumPySQLstatistical analysisA/B testingcausal reasoningproduction machine learning systems

Soft Skills

Analytical thinkingcommunicationpresentationcollaborationcuriosityinvestigative rigor

Industry & Role

Industry Fintech
Job Function Own monitoring and performance analytics of underwriting models and credit portfolio in production ML environment
Role Subtype Data Scientist
Tech Domains Python, SQL / PostgreSQL

Keywords for Your Resume

staff data scientistdata scientistanalyticsmachine learningunderwriting modelscredit analyticsportfolio monitoringmodel performanceA/B testingstatistical techniquescausal reasoningproduction machine learning systemsPythonPandasNumPySQLconsumer financecredit risklending analyticsreportingautomated reportingpythonpandasnumpysqla/b testing

Deal Breakers

No 6+ years analytics experience, No proficiency in Python/Pandas/NumPy/SQL, Inability to communicate with leadership

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